About Us

Coleman-Pension.Com

is an independent actuarial consulting firm specializing in Retirement Plan Design and Administration. Our firm was established in 1977 by CJ Coleman, an Actuary who serves as Chairman. Since then, CCC has served over 2,900 companies managing over 76 billion in pension assets in the United States.

Besides our office located in Midtown New York City, we have offices in Long Island, New York and affiliates near Tufts University in Somerville, all well staffed by Pension Actuaries and Consultants.

 

As independent consultants, we recognize the importance of staying close to our clients during each phase of our service. Our approach is as follows:

o Conduct an in-depth analysis of how the plan is being operated;

o Determine if the plan formula is up to date in light of changes in the law, changes in social security contributions and other related factors;

o Display alternate forms of plan design which may translate into reduced costs or higher pension benefits.

Our methodology permits us to be of assistance throughout the major phases of a consulting assignment. These phases are:

o Planning Phase - We research the client company's needs and methods and suggest alternate approaches;

o Design Phase - We define goals, determine costs and design plans or programs;

o Implementation Phase - We develop administrative guidelines, manage in new procedures and communicate plan or program elements to all employees;

o Operational Support Phase - We help with government filings, conduct annual actuarial valuations, and periodically update plans or programs.

Our findings submitted recommend a variety of options supported by the appropriate actuarial valuations. The recommendations made are within government regulations and guidelines established by the American Academy of Actuaries.

Accompanying our supporting data are a) clear and concise explanations of the current plan, and b) our recommendations in terms understandable to the laymen.

Thus, our charter in this consulting mode is not only to recommend cost reductions and benefit enhancements, but to educate those not involved in the daily workings of pension and profit sharing plans.

 

 

 

To assist us in servicing our many and varied clients, we are fully computerized for all types of defined benefit and defined contribution plans. Our Apple computer hardware with state of the art software has enabled us to supply our clients with timely results at a competitive fee.

In addition to plan design, feasibility studies and plan installation our scope of services include:

 

o Actuarial Consulting;

o Complete Plan Administration Services;

o Computer Services;

o Complete Estate Planning Services;

o Professional Seminars for Continuing Education Credit;

 

In all our work, our studies are tailored to the specific business, management and tax deductibility needs of the individual client, whether through the use of our IRS PRE-APPROVED Defined Benefit, 401(k) Profit Sharing and "Economy Package" Retirement Plans or by the utilization of an individually designed Retirement Plan or Plans where appropriate.